Important information about The Rate services and limitations.
The Rate is owned and operated by SPK Tech Pty Ltd (ACN 692 520 264).
We partner with a technology provider called Rate Match AI Pty Ltd (ABN 15 687 175 980) to facilitate this service.
Rate Match AI Pty Ltd is a Credit Intermediary under Australian Credit License 387856. Rate Match AI Pty Ltd is AFCA Member 119375.
The Rate is not a credit provider or credit assistance provider. We do not provide credit assistance, financial advice, or make recommendations about credit products.
Information displayed on this site is factual only and provided by lenders. We present comparison information to help you make informed decisions.
All loan comparisons are subject to the lender’s assessment and lending criteria. Final approval and terms are determined solely by the lender.
Rates and product details may change without notice. Always verify current rates and terms directly with the lender before making decision.
The Rate provides comparison information only. We are not responsible for lending decisions, loan terms, or outcomes. Always read the lender’s terms and conditions and seek independent financial advice if needed.