The Rate is the destination for Australians to compare personal loans from leading lenders.
Whether for covering unplanned bills or planning your dreams, The Rate is smart, simple and will give you real, personalised personal loan offers in just a few clicks.
To complete a comparison, we’ll need the following information about you and your personal loan needs.
The Rate will use this information to build an anonymous profile for credit checking and for lenders to make a real personalised offer for you to compare.
WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as fees or early repayment fees, and cost savings such as fee waivers are to be communicated directly with the chosen lenders.
Share a little about you and your personal loan needs so we can match you to lenders.
Based on what you tell us lenders will make real, personalised offers so you can compare personal loans side by side.
Choose the personal loan offer that's right for you and continue with the lender.
Subject to our lenders products, The Rate features comparable interest rates ranging from 6.28% p.a. to 48% p.a. (Comparison Rate: 6.28% p.a. to 48% p.a.) and are offered based on the individual borrower’s credit assessment according to our lenders product eligibility and pricing.
WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as fees or early repayment fees, and cost savings such as fee waivers are to be communicated directly with the chosen lenders.
Example: Personal Loan of $30,000 borrowed for 60 months, with a fixed rate of 6.28% p.a. (comparison rate 6.28%), would result in a total repayment of $35,033.88 (made up of $30,000 principal, $5,033.88 in interest, and $0 establishment fee), assuming the match of a lender and borrower based on eligibility.
